If you have Farmers comprehensive coverage, windshield chip repair and replacement may be covered. We verify your policy, explain any deductible, and help with the glass claim before work starts.
Windshield damage is normally handled under comprehensive coverage, not liability coverage. If your Farmers policy includes comprehensive coverage, chips, cracks, and windshield replacement are usually eligible for a glass claim.
Small chips and cracks may qualify for windshield repair, which many insurers prefer because it prevents a larger replacement claim. Larger cracks, edge damage, driver-sightline damage, or glass with failed structural integrity usually needs full windshield replacement.
See our general Missouri windshield insurance guide, plus carrier-specific pages for State Farm, Progressive, GEICO, Allstate, and Liberty Mutual.